HDB Financial Services is Hiring for Senior Credit Manager at Noida
About Firm.
HDB Financial Services (HDBFS) is a leading NBFC (Non-Banking Financial Company) in India, offering a wide range of financial products and services, including loans, insurance, and wealth management. A subsidiary of HDFC Bank, HDBFS is known for its customer-centric approach, innovative solutions, and strong presence in retail and SME lending.
They are very soon planning to launch their IPO as well
Job Details:
• Designation: Senior Credit Manager
• Location: Noida
• Job Type: Full-time
• Experience: Experience
Responsibilities:(Senior Credit manager)
– Analyse financial statements, credit reports, and other documents to evaluate creditworthiness.
– Assess borrower’s repayment capacity, credit history, and collateral.
– Identify potential credit risks and recommend mitigants.
– Monitor and report changes in borrower’s credit profile
– Evaluate loan applications against credit policies and guidelines.
– Prepare credit approval memos and recommendations.
– Review and analyze financial statements, ratios, and trends.
– Identify potential financial risks and opportunities.
– Ensure adherence to regulatory requirements, credit policies, and internal guidelines.
– Maintain accurate records and documentation.
– Work closely with sales, risk, and operations teams to ensure seamless credit processing.
Requirements:
• MBA/CA with experience in Credit
• Proficient in MS Office, particularly Excel
• Ability to work in a fast-paced environment
What they Offer:
• Competitive salary and benefits package
• Opportunities for professional growth and development
• Collaborative and dynamic work environment
• Training and mentorship programs
• Recognition and rewards for outstanding performance
How to Apply:
If you’re a motivated and ambitious CA looking to kickstart your career, please submit your resume and cover letter to below Mail ID Only
E Mail- somya.mishra@hdbfs.com
FAQ:
1. What is HDB Financial Services (HDBFS)?
HDB Financial Services (HDBFS) is a leading NBFC (Non-Banking Financial Company) in India, offering financial products like loans, insurance, and wealth management. A subsidiary of HDFC Bank, it is known for its customer-centric approach and strong presence in retail and SME lending.
2. What is the job role being offered?
The role is for a Senior Credit Manager based in Noida. The position involves evaluating creditworthiness, analyzing financial statements, assessing risks, and ensuring compliance with credit policies.
3. What are the key responsibilities of the Credit Manager?
- Analyze financial statements and credit reports.
- Assess borrower repayment capacity and credit history.
- Identify and mitigate credit risks.
- Prepare credit approval memos and recommendations.
- Ensure adherence to regulatory requirements and internal guidelines.
4. What are the requirements for this role?
- Qualification: MBA/CA with experience in credit.
- Skills: Proficiency in MS Office, especially Excel.
- Ability: To work in a fast-paced environment.
5. What does HDBFS offer to employees?
- Competitive salary and benefits.
- Opportunities for professional growth.
- Collaborative work environment.
- Training and mentorship programs.
- Recognition for outstanding performance.